In a 10-5 vote, Dallas City Council decided that uninsured motorists who are stopped for traffic violations will have their vehicles towed and sent to the city tow yard. There’s been a lot of debate over the issue because a lot of people feel the black and hispanic communities will be affected the most. There’s also concern that the poor will be forced to choose among food, shelter and auto insurance.
I have mixed feelings on the ordinance. In my younger days, I had to get a hardship license and there were times when I drove around without insurance. I was very careful and knew the consequences if I got pulled over, but we were placed in a financial place where insurance wasn’t the priority and the money was needed elsewhere. While I don’t think the city council is targeting blacks and hispanics, I can definitely see how their communities will be affected the most.
On the other hand, I’ve had a car totaled by an uninsured motorist. As I staggered out of the car the person said “no insurance” and drove away (I was able to get a license number). It sucked because the car totaled was paid for and we ended up having to purchase another one, which added an unexpected expense to our budget. We had insurance, but only received enough from them to put a down payment for the other car. You can bet I was pissed about the whole situation, so part of me agrees with the council on their position.
Just note the uninsured motorist ordinance won’t go into effect until Jan. 1, 2009, so if you’re driving dirty you have time to get insured. Also note that while formal towing guidelines are being developed, the officer will have limited discretion on whether or not towing is necessary.