Archive for the ‘Personal Finance’

President Obama’s Weekly Address – 06/20/09

June 20, 2009 By: theo.johnson Category: Blog Entries, Business, Obama, Personal Finance, Politics No Comments →

I’d like to take a quick break from the Dad posts to bring you a message from President Obama. In this weekly address, the President explains his plan to address one of the major causes of the current economic crisis — the breakdown of oversight leading to widespread abuses in the financial world.  The new Consumer Financial Protection Agency will have the sole job of looking out for the financial interests of ordinary Americans by banning unfair practices and enforcing the rules.  This is a cornerstone in America’s new economic foundation.

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President Obama’s Weekly Address – 06/13/09

June 14, 2009 By: theo.johnson Category: Blog Entries, Family, Health, Obama, Personal Finance, Politics No Comments →

The President has long noted that skyrocketing health care costs will be disastrous in terms of our long term national debt unless we pass real reform.  In this Weekly Address, the President also explains how he will cover the upfront costs of reform by eliminating over-payments from Medicaid and Medicare and driving down costs contributing to government’s health care expenditures across the board.

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Get Your Free 2009 Scholarship Guide

June 12, 2009 By: theo.johnson Category: Blog Entries, Community, Education, Personal Finance No Comments →

When the economy is rough, people have to tighten the strings when it comes to giving. Scholarship programs are either funded less or cut, making it harder for you to pay for your college education. Finding scholarship money for college can take a lot of time and effort. There are essays to write and applications to fill out, but the end results are definitely worth the time.

I received and email from BlackStudents.com informing me about the 2009 Scholarship Guide and wanted to share it with the readers of this blog. It looks like you have to sign up online to get the guide and someone most likely will call you to get more information, but it’s FREE so it may be worth it. If I decide to sign up for it, I’ll post my opinion of how helpful the guide was to me. Below, I’ve posted the link to the site and some extra info on what’s included in the scholarship guide.

FreeEducationGuide

Free Education Guide gives you access to over 1,900 colleges and university’s across the country and even includes scholarship information to help you pay for it! There’s no excuse good enough to ignore your dreams!

A college degree is as important as ever these days! The path to earning that degree starts with having information on how to go about it! The 2009 Free College Education Guide can be the roadmap to a better and brighter future.

* A free guide to over 1,900 college and universities!
* Scholarship and grant information to help you pay!
* Information on how to earn your Bachelors or Masters degree in just 24 months!

The Financial Cost of Cancer

June 09, 2009 By: theo.johnson Category: Blog Entries, Community, Family, General, Health, Personal Finance, Society & Culture No Comments →

I was watching the Today Show and saw this segment about the Financial Cost of Cancer. It tugged on my heart because growing up my family faced a similar situation when my dad had a brain stem stroke. The financial recovery from dealing with this type of situation can last for years and it takes making some tough decisions to get out of it.

What happens to those who try to do the things “the right way”, only to find themselves in a situation of financial ruin? It’s all ready tough enough dealing with the fact that your loved one is sick, only to have the hospital creditors bugging you about their payment. We need some type of health care reform and we need it soon. People are suffering and no one seems to know what to do. President Obama has pledged to have some type of health care reform by the end of the year. But with trillion dollar deficits, I have a hard time seeing how it will get done. Maybe someday all Americans will have access to the same heath care benefits as those in Congress.

We shouldn’t have to choose between doing what it takes to keep a loved one alive and food for our family. But it’s a sad reality of what people are having to do every day. What’s out there to help those who’ve been placed in this situation? If you know, feel free to share with us.

Visit msnbc.com for Breaking News, World News, and News about the Economy

Dallas South’s New Endeavor

May 16, 2009 By: theo.johnson Category: Black Blogger Postings, Blog Entries, Business, Community, Education, Entertainment & Sports, Family, General, Personal Finance, Society & Culture, Technology 2 Comments →

Black Blogger PostingI found out about Dallas South Blog via Google while searching for more information about Tavis Smiley’s visit to the Dallas area. I started reading the articles and was hooked on the very well-written, informative posts about the southern sector of Dallas. Due the fact that South Dallas had a large African-American population, the blog became my source of information for what was going on in the community.

Over the last couple of years, Dallas South Blog has grown into a popular online destination for those looking for stimulating political/social dialoug on a local and national level. This growth is largely due to the efforts of blogger Shawn Williams. But with growth, comes new oppotunities to take what you do to a higher level. This is where Dallas South News comes into play.

The Dallas South News will be a nonprofit organization utilizing technology, journalistic principles, and social media to empower and inform diverse communities.  It will provide news coverage in the areas of local politics, education, health, housing, as well as commentary on state and national politics. As with all nonrpofit organizations, help is needed to keep it running and there are three things you can do to get involved.

So, now that I’ve captured your attention, click here to learn more about how you can participate in the Dallas South News endeavor.

Oprah Causes Chicken Shortage

May 05, 2009 By: theo.johnson Category: Blog Entries, Community, Entertainment & Sports, Family, Laughable, Personal Finance 1 Comment →

This will be the headlines in the next couple of weeks because Oprah is giving out coupons for a free two piece of grilled chicken, two individual sides and a biscuit at participating Kentucky Fried Chicken restaurants. Kudos to KFC on this deal because we know anything Oprah advertises sells out fast. This will definitely make the Chick-fil-A cows job a lot easier.

Just know this is a limited time deal only. The coupon is available for printing from 9am CDT 5/5/09 to 9:59pm CDT 5/6/09. You are limited to 4 downloads of coupon and it is redeemable at participating KFC locations in the U.S. from 5/5/09 to 5/19/09, excluding 5/10/09. Guess I know what my lunch will be for the next couple of days. Here’s the link.

Thanks O!

Informative Planning and Preparing for College Blog

April 13, 2009 By: theo.johnson Category: Black Blogger Postings, Blog Entries, Community, Education, Personal Finance, Society & Culture 3 Comments →

In the comments are of my post about the Sallie Mae scholarship, I was asked to share the Planning and Preparing for College blog with you all. The blog is a college preparation infrastructure for high school students, parents, undergraduates and graduates students. The blog has over 250 postings on scholarships, internships, fellowships and summer programs.

I checked it out and it really is very informative. Not only do you get information for getting in college, they also have some inspiring posts to get keep you motivated on your quest for higher education. During these tough economic times, finding money for college can be tough. But if you start early and reference this website, you’ll be on your way.

President Obama’s Weekly Address – 04/04/09

April 05, 2009 By: theo.johnson Category: Blog Entries, Obama, Personal Finance, Politics No Comments →

In this week’s address, filmed aboard Air Force One between vital diplomatic engagements abroad, the President discusses the breadth and depth of the global challenges we face. Recapping his trip, though, it is clear just how much opportunity lies in reshaping America’s relationships around the world. On everything from turning our economy around — which shed hundreds of thousands more jobs last month — to ending the threat of nuclear arms, “The only way forward is through shared and persistent efforts to combat fear and want wherever they exist.”

What the President Has Signed Into Law – February 2009

March 23, 2009 By: theo.johnson Category: Blog Entries, Community, Obama, Our Rights, Personal Finance, Politics No Comments →

The White House SealYes, I am late and it is almost the end of March. But better late than never. The purpose for this post is to inform you of the new laws and acts enacted by Congress and President Obama. With the advent of the Internet it’s gotten easier to watch every step our government takes. And President Obama is making some nice moves to make what our government does more transparent to the American people. We elected them, so we need to make sure they’re doing their job. The laws I list are posted at govtrack.us, which is a nice site for checking laws in any stage their in. As always feel free to leave any additional comments. Discussion is encouraged.

On Feb 4, 2009, the President signed the following bill(s) into law:
H.R. 2, Children’s Health Insurance Program Reauthorization Act of 2009. To amend title XXI of the Social Security Act to extend and improve the Children’s Health Insurance Program, and for other purposes. Read Full Text

On Feb 11, 2009, the President signed the following bill(s) into law:
S. 352, DTV Delay Act. A bill to postpone the DTV transition date. Read Full Text

On Feb 17, 2009, the President signed the following bill(s) into law:
H.R. 1, American Recovery and Reinvestment Act of 2009. Making supplemental appropriations for job preservation and creation, infrastructure investment, energy efficiency and science, assistance to the unemployed, and State and local fiscal stabilization, for fiscal year ending September 30, 2009, and for other purposes. Read Full Text

MakingHomeAffordable.gov

March 20, 2009 By: theo.johnson Category: Blog Entries, Community, General, Obama, Our Rights, Personal Finance, Politics, Society & Culture, Technology 10 Comments →

President Obama is putting web designers to work with ANOTHER website! To ensure that everyone who can take advantage of the President housing plan can do so, the Administration launched MakingHomeAffordable.gov – a site where you can find out everything you need to know about the President’s plan and whether you qualify. As it stands only loans owned or guaranteed by Fannie Mae or Freddie Mac are eligible. If you are not sure who owns your loan, you can contact Fannie Mae and Freddie Mac directly by clicking on the links below and completing the forms for each company.

Fannie Mae

Freddie Mac

Be sure to check out the calculator that allows homeowners to estimate the possible reduction to their monthly mortgage payment they might receive under the plan. To see the press release of the new website visit the whitehouse.gov blog.