Change

It’s been a while since I’ve posted on theotalks.net and I’ve had it on my task list to do this for a while. I’ve been debating it for some time, but I really think it’s time to start fresh. I’ve mentioned in other posts that blogging is hard work. If you’re not dedicated to the cause, you can easily suffer burnout. I’ve seen it before from some of my favorite sites and if you look at the last date I posted, you’ll see it here.

But despite the lack of posts, I still get a decent amount of hits and readers are still leaving comments on some of my older posts. I’m not the most prolific writer and I don’t consider myself to be well-versed in a lot of the stuff I blog about. But there’s something about this blogging thing that keeps sucking me back into it. I’ve grown to love the black blogger community and it has allowed me to meet some amazing people. There are a lot of people out there with some strong opinions about society and the world as they see it. Those are the people who I like to showcase and support.

I’m making some changes to the blog and what I blog about. I love the current theme and focus of theotalks, but I want to remove the restraints and give myself the opportunity to be all over the place. The new theme of the site is “Random thoughts about everything and nothing”. While it may be a little vague, that’s how I want to run the site from now on.  My current theme of focusing on the black community is great, but there are so many other great bloggers out there consistently doing it. It takes time to put those posts together and right now, I’m at a different place in life.

So from here on out, expect the unexpected. As I feel moved, I’ll post about whatever is on my heart at the moment. I’ll also be showcasing some of my favorite bloggers and will work to get some of the guest writers back (you know who you are) to help a brotha out.

I haven’t decided if I’m going to start the podcast back up, but I might try my hand at video blogging. Only time will tell. Thanks to everyone who supports and reads this blog. It definitely keeps me motivated to stay at it.

God Bless.

Theo

 

Get Out and Vote – Midterm Elections

I just thought I’d post a little reminder for everyone to get out and vote. The midterm elections are just as important as the the presidential elections. As Americans it’s our civil duty to vote in who we believe should run our government. But as a black person, I feel it’s a show of respect to those who placed their lives in harm’s way for me to vote and have the many civil liberties I take for granted. We haven’t had these rights for a long time, so let’s make sure we take care of business.

Early voting in Texas is open. For more information on voting in Texas, go to http://www.votexas.org.


 

What The President Has Signed Into Law – March 2010

April 12, 2010 by · Leave a Comment
Filed under: Blog Entries, Health, Our Rights, Politics 

The White House SealThe purpose for this post is to inform you of the new laws and acts enacted by Congress and President Obama. With the advent of the Internet it’s gotten easier to watch every step our government takes. And President Obama is making some nice moves to make what they do more transparent to the American people. We elect them, so we need to make sure they are doing their job. The laws I list are posted at govtrack.us, which is a nice site for checking laws in any stage their in. As always feel free to leave any additional comments.

This was also the month history was made with the signing of the health care reform bill. There was a lot of fighting over this, but President Obama got it done. Only time will tell whether it was a good or bad idea to reform health care. To be honest, I don’t think anyone knows what will happen and there will always be people out there who want to see it fail, so they can say “I told you so”.

On Mar 2, 2010, the President signed the following bill(s) into law:
H.R. 4691: Temporary Extension Act of 2010.
To provide a temporary extension of certain programs, and for other purposes.

On Mar 4, 2010, the President signed the following bill(s) into law:
H.R. 1299: United States Capitol Police Administrative Technical Corrections Act of 2009. To make technical corrections to the laws affecting certain administrative authorities of the United States Capitol Police, and for other purposes.

On Mar 17, 2010, the President signed the following bill(s) into law:
S. 2968: Trademark Technical and Conforming Amendment Act of 2010. A bill to make certain technical and conforming amendments to the Lanham Act.

On Mar 18, 2010, the President signed the following bill(s) into law:
H.R. 2847: Hiring Incentives to Restore Employment Act. Making appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes.

On Mar 23, 2010, the President signed the following bill(s) into law:
H.R. 3590: Patient Protection and Affordable Care Act. An act entitled The Patient Protection and Affordable Care Act. This is the Senate’s health care bill, the Patient Protection and Affordable Care Act. The Senate is co-opting this bill as a vehicle for passage of their reform and will change the text of this unrelated bill in whole in the coming weeks. They do this because the Constitution requires all revenue bills to start in the House, and their health reform plan involves revenue. So they have chosen to work off of a bill that started in the House, even if that bill is unrelated.

On Mar 25, 2010, the President signed the following bill(s) into law:
H.R. 3433: To amend the North American Wetlands Conservation Act to establish requirements regarding payment of the non-Federal share of the costs of wetlands conservation projects in Canada that are funded under that Act, and for other purposes.

On Mar 31, 2010, the President signed the following bill(s) into law:
H.R. 4957: Federal Aviation Administration Extension Act of 2010. To amend the Internal Revenue Code of 1986 to extend the funding and expenditure authority of the Airport and Airway Trust Fund, to amend title 49, United States Code, to extend authorizations for the airport improvement program, and for other purposes.

S. 1147: PACT Act. A bill to prevent tobacco smuggling, to ensure the collection of all tobacco taxes, and for other purposes.

 

What The President Has Signed Into Law – February 2010

The White House SealThe purpose for this post is to inform you of the new laws and acts enacted by Congress and President Obama. With the advent of the Internet it’s gotten easier to watch every step our government takes. And President Obama is making some nice moves to make what they do more transparent to the American people. We elect them, so we need to make sure they are doing their job. The laws I list are posted at govtrack.us, which is a nice site for checking laws in any stage their in. As always feel free to leave any additional comments.

On Feb 3, 2010, the President signed the following bill(s) into law:
H.R. 4508: Small Business Act Temporary Extension. To provide for an additional temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958, and for other purposes.

On Feb 3, 2010, the President signed the following bill(s) into law:
S. 692: A bill to provide that claims of the United States to certain documents relating to Franklin Delano Roosevelt shall be treated as waived and relinquished in certain circumstances.

On Feb 3, 2010, the President signed the following bill(s) into law:
H.R. 1377: Amend title 38. To amend title 38, United States Code, to expand veteran eligibility for reimbursement by the Secretary of Veterans Affairs for emergency treatment furnished in a non-Department facility, and for other purposes.

On Feb 12, 2010, the President signed the following bill(s) into law:
H. J. Res. 45:  Statutory Pay-As-You-Go Act of 2010. Increasing the statutory limit on the public debt.
On Feb 16, 2010, the President signed the following bill(s) into law:

H.R. 730: Nuclear Forensics and Attribution Act. To strengthen efforts in the Department of Homeland Security to develop nuclear forensics capabilities to permit attribution of the source of nuclear material, and for other purposes.
On Feb 27, 2010, the President signed the following bill(s) into law:
H.R. 3961: Medicare Physician Payment Reform Act of 2009. An Act to extend expiring provisions of the USA PATRIOT Improvement and Reauthorization Act of 2005 and Intelligence Reform and Terrorism Prevention Act of 2004 until February 28, 2011.
H.R. 4532: Social Security Disability Applicant’s Access to Professional Representation Act of 2010. To provide for permanent extension of the attorney fee withholding procedures under title II of the Social Security Act to title XVI of such Act, and to provide for permanent extension of such procedures under titles II and XVI of such Act to qualified non-attorney representatives.

Note: There were a lot of post office related name change laws this month. But since that’s not really a big deal, I decided not to post each one.


 

Credit Card Act of 2009

Today is the day the new rules for banks issuing credit cards to consumers take affect. Since the initial signing of the bill I’ve had the interest rate for two cards jump to 29.99% and a business card canceled because I didn’t use it enough. It doesn’t matter how good your credit score is anymore, which proves that no matter what their commercial says, your welfare is the last thing on their minds.

I’m no personal finance coach, so I thought I’d share an article I read by personal finance columnist Michelle Singletary regarding some of the loopholes in the credit card law. There’s also a fact sheet about the Credit Card Act on the White House Website. The best thing to do and my personal goal is to pay off all the credit cards. But if you’re not in a position to do it, know the law so they won’t take advantage of you.

 

Happy New Year 2010

It’s hard to believe it’s already 2010. But we’re here and there are still new things in store for this blog. When I started blogging, the main goal was to share information and hopefully open up dialogue on issues that affect the black community. I think I did that in some way this year, but it wasn’t to the extent that I’d done in previous years.

The goal for this year is to continue on the track of keeping the site informative. I plan on opening it up to others who are interested in sharing their point of view with the readers of this site. There are some talented, well-written people out there and I want to showcase them and get some real discussions going.

Late in the year, when I got swamped with projects for work, I fell off the blogging scene for a couple of weeks. Blogging can be a daunting task and coming up with things to write about can be time consuming (especially when it isn’t one of my strengths). So this year, I’m going to solicit your help. If you or someone you know are interested in blogging, but don’t want to manage their own site, email me at info @ theotalks.net. I’m always in need of someone to write and it usually turns out to be a win-win situation for both parties.

This year, I also want to focus more on minority small businesses. In these turbulent economic times, a lot of people are turning to owning their own business. I think that’s great, so I decided to start a list of some of my favorite small businesses. I’ll be highlighting small business owners throughout the year, so contact me if you’re interested in participating.

Finally, here are some websites that you need to keep an eye on for 2010. I’ll be blogging a lot about them and hope to be visible on most of them as time permits. Check them out when you get the chance:

Have a Happy New Year and God Bless!

 

New Texas Traffic Laws to Go Into Effect Sept 1, 2009

August 13, 2009 by · 3 Comments
Filed under: Blog Entries, Community, Our Rights, Politics 

Just wanted everyone to be aware of some new Texas Department of Public Safety related traffic laws approved by the legislature. I’ve listed a couple that I thought were pretty interesting and could cost you some money if caught. Be careful out there and drive safe.

New Traffic Laws (pdf)

HB 537 requires all occupants of a vehicle, no matter their age, to be secured by a safety belt, no matter where they are seated in the vehicle; changes the definition of a passenger vehicle to include a passenger van designed to transport 15 or fewer passengers including the driver; removes the current exemption for third-party Medicaid transportation provisions regarding the use of child passenger safety seats; and prohibits a motorcycle operator from carrying a passenger under the age of 5 unless the child is seated in a sidecar attached to the motorcycle.

SB 61 amends the existing statute regarding child passenger safety seats. The bill requires that any child younger than 8 years of age be restrained in an approved child passenger safety seat unless the child is at least 4 feet, 9 inches in height. The fine is no more than $25 for a first offense and $250 for a second offense. The law also creates a new court cost for conviction of an offense under this section to be collected and used by TxDOT to buy safety seats for low income families. The law becomes effective on Sept. 1, 2009, but tickets for this offense cannot be issued until June 1, 2010. Police officers are allowed to issue a warning before that date.

HB 55 makes it illegal to use a wireless communication device in a school zone unless the vehicle is stopped or a hands-free device is used. Cities or counties wanting to enforce this law must post a sign at the beginning of each school zone to inform drivers that using a wireless communications device is prohibited and the operator is subject to a fine. It is a defense to prosecution if the operator was making an emergency call.

HB 558 allows minors to be charged with public intoxication.

SB 554 makes it illegal to own or possess dog-fighting equipment and establishes that such equipment and property where dogs are found to be engaged in dog fighting is contraband and is subject to forfeiture. The law also makes dog-fighting subject to the elevated penalties authorized in the Texas Penal Code, Section 71.02(a), in an effort to deter organized criminal activity. (Thanks Mike)

 

What the President Has Signed Into Law – March/June 2009

The White House SealOkay, I dropped the ball on my monthly posts of the bills passed by the White House. But I’m back and here’s what happened from March to June. The purpose for this post is to inform you of the new laws and acts enacted by Congress and President Obama. With the advent of the Internet it’s gotten easier to watch every step our government takes. And President Obama is making some nice moves to make what they do more transparent to the American people. We elect them, so we need to make sure they are doing their job. The laws I list are posted at govtrack.us, which is a nice site for checking laws in any stage their in. As always feel free to leave any additional comments.

On Mar 20, 2009, the President signed the following bill(s) into law:
H.R. 1541: Small Business Act Temporary Extension. To provide for an additional temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958, and for other purposes.

On Mar 30, 2009, the President signed the following bill(s) into law:
H.R. 146, Omnibus Public Land Management Act of 2009. An act to designate certain land as components of the National Wilderness Preservation System, to authorize certain programs and activities in the Department of the Interior and the Department of Agriculture, and for other purposes.

On Apr 21, 2009, the President signed the following bill(s) into law:
H.R. 1388: Serve America Act. A bill entitled “The Edward M. Kennedy Serve America Act, an Act to reauthorize and reform the national service laws.”

On May 20, 2009, the President signed the following bill(s) into law:
S. 386: Fraud Enforcement and Recovery Act (FERA). An Act to improve enforcement of mortgage fraud, securities and commodities fraud, financial institution fraud, and other frauds related to Federal assistance and relief programs, for the recovery of funds lost to these frauds, and for other purposes. From the White House

S. 896: Helping Families Save Their Homes Act. A bill to prevent mortgage foreclosures and enhance mortgage credit availability. From the White House

On May 22, 2009, the President signed the following bill(s) into law:
S. 454: Weapons Systems Acquisition Reform Act. A bill to improve the organization and procedures of the Department of Defense for the acquisition of major weapon systems, and for other purposes.

H.R. 627: Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009. To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. From the White House

On June 22, 2009, the President signed the following bill(s) into law:
H.R. 1256: Family Smoking Prevention and Tobacco Control Act. To protect the public health by providing the Food and Drug Administration with certain authority to regulate tobacco products, to amend title 5, United States Code, to make certain modifications in the Thrift Savings Plan, the Civil Service Retirement System, and the Federal Employees’ Retirement System, and for other purposes.

 

What the President Has Signed Into Law – February 2009

The White House SealYes, I am late and it is almost the end of March. But better late than never. The purpose for this post is to inform you of the new laws and acts enacted by Congress and President Obama. With the advent of the Internet it’s gotten easier to watch every step our government takes. And President Obama is making some nice moves to make what our government does more transparent to the American people. We elected them, so we need to make sure they’re doing their job. The laws I list are posted at govtrack.us, which is a nice site for checking laws in any stage their in. As always feel free to leave any additional comments. Discussion is encouraged.

On Feb 4, 2009, the President signed the following bill(s) into law:
H.R. 2, Children’s Health Insurance Program Reauthorization Act of 2009. To amend title XXI of the Social Security Act to extend and improve the Children’s Health Insurance Program, and for other purposes. Read Full Text

On Feb 11, 2009, the President signed the following bill(s) into law:
S. 352, DTV Delay Act. A bill to postpone the DTV transition date. Read Full Text

On Feb 17, 2009, the President signed the following bill(s) into law:
H.R. 1, American Recovery and Reinvestment Act of 2009. Making supplemental appropriations for job preservation and creation, infrastructure investment, energy efficiency and science, assistance to the unemployed, and State and local fiscal stabilization, for fiscal year ending September 30, 2009, and for other purposes. Read Full Text

 

MakingHomeAffordable.gov

President Obama is putting web designers to work with ANOTHER website! To ensure that everyone who can take advantage of the President housing plan can do so, the Administration launched MakingHomeAffordable.gov – a site where you can find out everything you need to know about the President’s plan and whether you qualify. As it stands only loans owned or guaranteed by Fannie Mae or Freddie Mac are eligible. If you are not sure who owns your loan, you can contact Fannie Mae and Freddie Mac directly by clicking on the links below and completing the forms for each company.

Fannie Mae

Freddie Mac

Be sure to check out the calculator that allows homeowners to estimate the possible reduction to their monthly mortgage payment they might receive under the plan. To see the press release of the new website visit the whitehouse.gov blog.

 

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