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	<title>Now Thats What I Am Talkin About!!! &#187; Business</title>
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	<link>http://www.theotalks.net</link>
	<description>Hear my perspective on society and other topics affecting Black America.</description>
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		<title>Now Thats What I Am Talkin About!!! &#187; Business</title>
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	<itunes:summary>Hear my perspective on society and other topics affecting Black America.</itunes:summary>
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	<itunes:author>Now Thats What I Am Talkin About!!!</itunes:author>
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		<itunes:name>Now Thats What I Am Talkin About!!!</itunes:name>
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		<title>President Obama&#8217;s Weekly Address &#8211; 07/03/10</title>
		<link>http://www.theotalks.net/2010/07/president-obamas-weekly-address-07-03-1/</link>
		<comments>http://www.theotalks.net/2010/07/president-obamas-weekly-address-07-03-1/#comments</comments>
		<pubDate>Sat, 03 Jul 2010 15:02:04 +0000</pubDate>
		<dc:creator>theo.johnson</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[Obama]]></category>
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		<guid isPermaLink="false">http://www.theotalks.net/?p=1996</guid>
		<description><![CDATA[As part of the explosion of Recovery Act projects this summer and as a move towards a clean energy future, the President announces nearly $2 billion in conditional commitments to key solar companies. Learn more from the White House fact sheet. source]]></description>
			<content:encoded><![CDATA[<p>As part of the explosion of Recovery Act projects this summer and as a move towards a clean energy future, the President announces nearly $2 billion in conditional commitments to key solar companies. Learn more from the <a href="http://www.whitehouse.gov/the-press-office/weekly-address-president-obama-touts-nearly-2-billion-new-investments-help-build-a-" target="_blank">White House fact sheet</a>.</p>
<p><a href="http://www.whitehouse.gov/blog/2010/07/03/weekly-address-a-solar-recovery" target="_blank">source</a></p>
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		<title>Black in the Day</title>
		<link>http://www.theotalks.net/2010/06/black-in-the-day/</link>
		<comments>http://www.theotalks.net/2010/06/black-in-the-day/#comments</comments>
		<pubDate>Wed, 16 Jun 2010 16:29:33 +0000</pubDate>
		<dc:creator>theo.johnson</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
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		<guid isPermaLink="false">http://www.theotalks.net/?p=1977</guid>
		<description><![CDATA[Earlier this week on TV One I watched &#8220;Wattstax&#8221;, a 1973 documentary by Mel Stuart that focused on the 1972 Wattstax music festival and the black community of Watts in Los Angeles, California. The 1972 concert was held at the Los Angeles Coliseum to commemorate the seventh anniversary of the Watts riots. Tickets were only $1, yet it featured some of the top black [...]]]></description>
			<content:encoded><![CDATA[<p>Earlier this week on TV One I watched &#8220;Wattstax&#8221;, a 1973 documentary by Mel Stuart that focused on the 1972 Wattstax music festival and the black community of Watts in Los Angeles, California. The 1972 concert was held at the Los Angeles Coliseum to commemorate the seventh anniversary of the Watts riots. Tickets were only $1, yet it featured some of the top black entertainers of our time.</p>
<p>It was an interesting documentary, but there was one part that really stuck with me. At the start of the concert the National Anthem was being sung. But no one stood and no one cheered. People just sort of sat around until it was done. It wasn&#8217;t until the &#8220;Black National Anthem&#8221; was being sung that people proudly stood with fists in air. This was a time when black people felt like the country they helped build didn&#8217;t show them the respect they deserved.</p>
<p>Now go back fifty plus years to to the &#8220;New Negro Movement&#8221;. A time where <a title="Harlem Renaissance hot spots" href="http://blackbookclub.org/african-american-books/authors/literary-hot-spots-of-the-harlem-renaissance" target="_blank">Harlem Renaissance hot spots</a> like the Cotton Club showcased some of the best black performers that New York City had to offer. Musicians like Dizzy Gillespie, Duke Ellington and Billie Holiday graced the stage for an audience that didn&#8217;t see them as equals. It was a time when black authors like James Weldon Johnson and Langston Hughes wrote poems and songs that told of the struggles Black Americans faced in a society separated by race.</p>
<p>Due to the literary and musical genius of those who contributed to the Harlem Renaissance, we are able to see what it was like to be black in the 1920s.  The books, poetry and music written are just as much of the black culture today as it was back then. We owe them our gratitude and need to make sure their legacy is never forgotten. There&#8217;s a lot of history in Harlem and there&#8217;s no time like the present to learn more about the impact it&#8217;s had on our culture. All you have to do is open a book and <a href="http://www.blackbookclub.org" target="_blank">read</a>.</p>
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		<title>Oprah &#8211; There&#8217;s An App For That (Her)</title>
		<link>http://www.theotalks.net/2010/05/oprah-theres-an-app-for-that-her/</link>
		<comments>http://www.theotalks.net/2010/05/oprah-theres-an-app-for-that-her/#comments</comments>
		<pubDate>Wed, 05 May 2010 17:14:42 +0000</pubDate>
		<dc:creator>theo.johnson</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
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		<category><![CDATA[Entertainment & Sports]]></category>
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		<guid isPermaLink="false">http://www.theotalks.net/?p=1947</guid>
		<description><![CDATA[If you search the internet, you&#8217;ll find all types of varying opinions on what people feel about Oprah. But one thing I think everyone can agree on is that she is definitely the queen of the television airwaves. Just last week to increase the amount of face time she has with her viewers, Oprah.com went [...]]]></description>
			<content:encoded><![CDATA[<p>If you search the internet, you&#8217;ll find all types of varying opinions on what people feel about Oprah. But one thing I think everyone can agree on is that she is definitely the queen of the television airwaves. Just last week to increase the amount of face time she has with her viewers, Oprah.com went mobile and released an <a href="http://www.oprah.com/oprahdotcom/Oprah-Mobile-Application-for-iPhone-Blackberry-Android-Palm" target="_blank">app for Android, Blackberry,  iPhone and Palm</a> devices.</p>
<p>The Oprah Mobile app features allow you to:</p>
<ul>
<li>View a weekly  calendar of what&#8217;s airing on <em>The Oprah Winfrey Show</em></li>
<li>Receive  alerts and notifications about the availability of reservations for <em>The  Oprah Winfrey Show</em></li>
<li>Watch video highlights from <em>The  Oprah Winfrey Show</em>, including backstage interviews with your  favorite guests</li>
<li>Find out what time and channel <em>The Oprah  Winfrey Show</em> is on in your current location in the United States</li>
<li>Access the latest articles and features from Oprah.com and <em>O,  The Oprah Magazine</em></li>
<li>Listen to audio clips from Oprah Radio,  including Gayle King, Dr. Laura Berman, Dr. Mehmet Oz</li>
</ul>
<ul>
<li>Search  by your favorite experts, guests and contributors, including Peter  Walsh, Deepak Chopra and more</li>
<li>Take our latest polls and see how  other people are voting in your city and state</li>
<li>Share your  favorite items via email, Facebook and Twitter</li>
<li>Sign the pledge  to make your car a No Phone Zone</li>
<li>Customize the menu to keep  your favorite sections within easy reach</li>
</ul>
<p>The apps do cost $1.99-$2.99, but according to the <a href="http://www.appolicious.com/tech/articles/1764-oprah-goes-mobile-with-iphone-android-and-blackberry-apps" target="_blank">review at appolicious.com</a>, there&#8217;s a lot of potential for future releases that could increase the social aspect of it.</p>
<p>But there&#8217;s more! Yesterday Engadget blogged about her <a href="http://www.engadget.com/2010/05/04/celebrity-nerds-oprah-has-an-evo-4g-and-you-dont/" target="_blank">showing off the Sprint EVO</a> on her show while discussing her &#8220;No Phone Zone&#8221; campaign. Now please note, there is no official release date for this phone (Sprint said Summer 2010)! But if anyone could get a hold of it early, Oprah would be that person.</p>
<p>I can&#8217;t wait for this phone to come out and have been anxiously waiting for its release. We all know that when Oprah says go buy something, people do. So I&#8217;m curious to see if this affects sales of the EVO when Sprint finally decides to release it.</p>
<p>If anyone reading this is a friend of Oprah, tell her I&#8217;ll take the phone if she gets tired of it. Check out the video.</p>
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		<title>Put People on Blast With Unvarnished</title>
		<link>http://www.theotalks.net/2010/04/put-people-on-blast-with-unvarnished/</link>
		<comments>http://www.theotalks.net/2010/04/put-people-on-blast-with-unvarnished/#comments</comments>
		<pubDate>Tue, 27 Apr 2010 12:14:32 +0000</pubDate>
		<dc:creator>theo.johnson</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
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		<guid isPermaLink="false">http://www.theotalks.net/?p=1938</guid>
		<description><![CDATA[This site has been out for a couple of weeks, but when I heard about it, I knew I needed to share it on the blog. According to the website, Unvarnished is: an online resource for building, managing, and researching professional reputation, using community-contributed, professional reviews.Unvarnished reviews help you get the inside scoop on other [...]]]></description>
			<content:encoded><![CDATA[<p>This site has been out for a couple of weeks, but when I heard about it, I knew I needed to share it on the blog. According to the website, Unvarnished is:</p>
<blockquote><p>an online resource for building, managing, and researching  professional reputation, using community-contributed, professional  reviews.Unvarnished reviews help you get the inside scoop on other  business professionals, providing candid assessments of coworkers,  potential hires, business partners, and more.</p>
<p>By contributing Unvarnished reviews, you can share your  knowledge of other professionals, giving credit where credit is due, and  valuable feedback where needed.</p>
<p>Lastly, your own Unvarnished profile, which you may create  yourself or claim one that has been created for you, helps you take  control of and build your own professional reputation. Get recognition  for your accomplishments and actively manage your career growth.</p></blockquote>
<p>So basically you can leave comments about someone (good or bad) in a public forum. It&#8217;s like having your resume online for all to see and ridicule. The site is currently in beta, so you have to sign up using Facebook Connect and they will put you on a waiting list of people who&#8217;ve already signed up. I put my name in for an invitation because I want to know what you all think about me. This is social networking at its best and it will be interesting to see how they plan on managing the site once everything opens up.</p>
<p>PS &gt; If you are reading this and are currently a member of the site, please send me an invite so I can bypass the waiting process. Thanks!</p>
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		<title>President Obama&#8217;s Weekly Address &#8211; 04/24/10</title>
		<link>http://www.theotalks.net/2010/04/president-obamas-weekly-address-042410/</link>
		<comments>http://www.theotalks.net/2010/04/president-obamas-weekly-address-042410/#comments</comments>
		<pubDate>Sun, 25 Apr 2010 03:40:22 +0000</pubDate>
		<dc:creator>theo.johnson</dc:creator>
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		<guid isPermaLink="false">http://www.theotalks.net/?p=1940</guid>
		<description><![CDATA[As the auto industry and financial markets begin to stabilize, the President says the government’s emergency interventions can now wind down. He pledges that real reform, particularly on Wall Street, must now begin. source]]></description>
			<content:encoded><![CDATA[<p>As the auto industry and financial markets begin to stabilize, the President says the government’s emergency interventions can now wind down. He pledges that real reform, particularly on Wall Street, must now begin.</p>
<p><a href="http://www.whitehouse.gov/photos-and-video/video/weekly-address-good-news-auto-industry" target="_blank">source</a></p>
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		<title>Grant Applications 101: What You Need to Know</title>
		<link>http://www.theotalks.net/2010/04/grant-applications-101-what-you-need-to-know/</link>
		<comments>http://www.theotalks.net/2010/04/grant-applications-101-what-you-need-to-know/#comments</comments>
		<pubDate>Fri, 09 Apr 2010 16:14:13 +0000</pubDate>
		<dc:creator>theo.johnson</dc:creator>
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		<guid isPermaLink="false">http://www.theotalks.net/?p=1922</guid>
		<description><![CDATA[Are you interested in learning how to write a grant? For $1000 I can teach you the secrets to grant writing!!! Well actually I can&#8217;t. But I can point you to a website that will help you get started. Workforce3 One, is a U.S. Department of Labor/Employment and Training Administration (ETA) sponsored entity that offers [...]]]></description>
			<content:encoded><![CDATA[<p>Are you interested in learning how to write a grant? For $1000 I can teach you the secrets to grant writing!!!</p>
<p>Well actually I can&#8217;t. But I can point you to a website that will help you get started. <a href="http://www.workforce3one.org">Workforce3 One</a>, is a U.S. Department of Labor/Employment and Training Administration (ETA) sponsored entity that offers tools (FOR FREE) to get you started in writing your own grant proposal.</p>
<p>They have a really cheesy podcast called <a href="http://www.workforce3one.org/view/2001008822010257680/info" target="_blank">&#8220;Grant Applications 101: What You Need to Know&#8221;</a>. While cheesy, it does dispel some of the myths of grant writing and points you to their <a href="http://www.workforce3one.org/page/grants_toolkit" target="_blank">Toolkit Homepage</a> to get started.</p>
<p>From what I&#8217;ve heard, grant writing is not an easy process and it takes time and patience to actually get one. But it is a way to get funding for your project and may be worth it in the long run. For more information about the grant writing process, visit the links above.</p>
<p><a href="http://www.workforce3one.org/view/2001008845789524733/info" target="_blank">Podcast Transcript</a></p>
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		<title>President Obama&#8217;s Weekly Address &#8211; 03/22/10</title>
		<link>http://www.theotalks.net/2010/03/president-obamas-weekly-address-032210/</link>
		<comments>http://www.theotalks.net/2010/03/president-obamas-weekly-address-032210/#comments</comments>
		<pubDate>Sun, 21 Mar 2010 04:33:38 +0000</pubDate>
		<dc:creator>theo.johnson</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
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		<guid isPermaLink="false">http://www.theotalks.net/?p=1897</guid>
		<description><![CDATA[As a key committee in the Senate takes up reforming the ways of Wall Street, the President lays down a marker: “I urge those in the Senate who support these reforms to remain strong, to resist the pressure from those who would preserve the status quo, to stand up for their constituents and our country.   [...]]]></description>
			<content:encoded><![CDATA[<p>As a key committee in the Senate takes up reforming the ways of Wall  Street, the President lays down a marker: “I urge those in the Senate  who support these reforms to remain strong, to resist the pressure from  those who would preserve the status quo, to stand up for their  constituents and our country.   And I promise to use every tool at my  disposal to see these reforms enacted: to ensure that the bill I sign  into law reflects not the special interests of Wall Street, but the best  interests of the American people.”</p>
<p><a href="http://www.whitehouse.gov/blog/2010/03/19/weekly-address-time-action-financial-reform-economy" target="_blank">source</a></p>
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		<title>What The President Has Signed Into Law &#8211; February 2010</title>
		<link>http://www.theotalks.net/2010/03/what-the-president-has-signed-into-law-february-2010/</link>
		<comments>http://www.theotalks.net/2010/03/what-the-president-has-signed-into-law-february-2010/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 15:14:30 +0000</pubDate>
		<dc:creator>theo.johnson</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
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		<guid isPermaLink="false">http://www.theotalks.net/?p=1851</guid>
		<description><![CDATA[The purpose for this post is to inform you of the new laws and acts enacted by Congress and President Obama. With the advent of the Internet it&#8217;s gotten easier to watch every step our government takes. And President Obama is making some nice moves to make what they do more transparent to the American [...]]]></description>
			<content:encoded><![CDATA[<p><a title="The White House Seal" href="http://www.theotalks.net/wp-content/uploads/2007/09/white_house.gif" rel="lightbox[1851]"><img src="http://www.theotalks.net/wp-content/uploads/2007/09/white_house.thumbnail.gif" alt="The White House Seal" align="left" /></a>The purpose for this post is to inform you of the new laws and acts enacted by Congress and President Obama. With the advent of the Internet it&#8217;s gotten easier to watch every step our government takes. And President Obama is making some nice moves to make what they do more transparent to the American people. We elect them, so we need to make sure they are doing their job. The laws I list are posted at <a href="http://www.govtrack.us." target="_blank">govtrack.us</a>, which is a nice site for checking laws in any stage their in. As always feel free to leave any additional comments.</p>
<p><strong>On Feb 3</strong><strong>, 2010, the President signed the following bill(s) into law:</strong><br />
<strong><a href="http://www.govtrack.us/congress/bill.xpd?bill=h111-4508" target="_blank">H.R. 4508</a>: Small Business Act Temporary Extension</strong>. To provide for an additional temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958, and for other purposes.</p>
<p><strong>On Feb 3</strong><strong>, 2010, the President signed the following bill(s) into law:<br />
</strong><a href="http://www.govtrack.us/congress/bill.xpd?bill=s111-692" target="_blank"><strong>S. 692</strong></a>: A bill to provide that claims of the United States to certain documents relating to Franklin Delano Roosevelt shall be treated as waived and relinquished in certain circumstances.</p>
<p><strong>On Feb 3</strong><strong>, 2010, the President signed the following bill(s) into law:<br />
</strong><strong><a href="http://www.govtrack.us/congress/bill.xpd?bill=h111-1377" target="_blank">H.R. 1377</a>:</strong> <strong>Amend title 38.</strong> To amend title 38, United States Code, to expand veteran eligibility for reimbursement by the Secretary of Veterans Affairs for emergency treatment furnished in a non-Department facility, and for other purposes.</p>
<div><strong>On Feb 12</strong><strong>, 2010, the President signed the following bill(s)  into law:</strong><br />
<strong><a href="http://www.govtrack.us/congress/bill.xpd?bill=hj111-45" target="_blank">H. J. Res. 45</a>:  Statutory Pay-As-You-Go  Act of 2010.</strong> Increasing the statutory limit on the public debt.</div>
<div></div>
<div><strong>On Feb 16</strong><strong>, 2010, the President signed the  following bill(s)  into law:<br />
</strong></p>
<div><strong><a href="http://www.govtrack.us/congress/bill.xpd?bill=h111-730" target="_blank">H.R. 730</a>: Nuclear Forensics and  Attribution Act.</strong> To strengthen efforts in the Department of Homeland Security to develop  nuclear forensics capabilities to permit attribution of the source of  nuclear material, and for other purposes.</div>
<div></div>
<div>
<div><strong>On Feb 27</strong><strong>, 2010, the President signed the   following bill(s)  into law:</strong></div>
<div><strong><a href="http://www.govtrack.us/congress/bill.xpd?bill=h111-3961" target="_blank">H.R. 3961</a>: Medicare Physician  Payment Reform Act of 2009.</strong> An Act to extend expiring provisions of the USA PATRIOT Improvement and  Reauthorization Act of 2005 and Intelligence Reform and Terrorism  Prevention Act of 2004 until February 28, 2011.</div>
</div>
<div></div>
<div>
<div><strong><a href="http://www.govtrack.us/congress/bill.xpd?bill=h111-4532" target="_blank">H.R. 4532</a>: Social Security  Disability Applicant&#8217;s Access to Professional Representation Act of 2010.</strong> To provide for permanent extension of the attorney fee withholding  procedures under title II of the Social Security Act to title XVI of  such Act, and to provide for permanent extension of such procedures  under titles II and XVI of such Act to qualified non-attorney  representatives.</div>
</div>
<div></div>
<div></div>
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<div></div>
<p><strong>Note:</strong> There were a lot of post office related name change laws this month. But since that&#8217;s not really a big deal, I decided not to post each one.</p>
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		<title>Xerox CEO: Ursula M. Burns</title>
		<link>http://www.theotalks.net/2010/02/xerox-ceo-ursula-m-burns/</link>
		<comments>http://www.theotalks.net/2010/02/xerox-ceo-ursula-m-burns/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 15:19:49 +0000</pubDate>
		<dc:creator>theo.johnson</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
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		<description><![CDATA[The Black History Hero for this week  is Ursula M. Burns. She is the first African-American woman CEO to head a S&#038;P 100 company and the first woman to succeed another woman as head of a S&#038;P 100 company. Ursula M. Burns is chief executive officer of Xerox Corporation. Burns joined Xerox in 1980 as [...]]]></description>
			<content:encoded><![CDATA[<p><div class="wp-caption alignleft" style="width: 210px"><img class=" " title="Ursula_Burns" src="http://a1452.g.akamaitech.net/f/1452/2731/24h/cacheA.xerox.com/images/usa/en/n/nr_Ursula_Burns_2010Feb_corpbio.jpg" alt="" width="200" height="166" /><p class="wp-caption-text"> </p></div></p>
<p>The Black History Hero for this week  is Ursula M. Burns. She is the first African-American woman CEO to head a S&#038;P 100 company and the first woman to succeed another woman as head of a S&#038;P 100 company.</p>
<p>Ursula M. Burns is chief executive officer of Xerox Corporation.</p>
<p>Burns joined Xerox in 1980 as a mechanical engineering summer intern and later assumed roles in product development and planning. From 1992 through 2000, Burns led several business teams including the office color and fax business and office network printing business. In 2000, she was named senior vice president, Corporate Strategic Services, heading up manufacturing and supply chain operations. She then took on the broader role of leading Xerox&#8217;s global research as well as product development, marketing and delivery. In April 2007, Burns was named president of Xerox, expanding her leadership to also include the company&#8217;s IT organization, corporate strategy, human resources, corporate marketing and global accounts. At that time, she was also elected a member of the company&#8217;s Board of Directors. Burns was named chief executive officer in July 2009.</p>
<p>Burns earned a bachelor of science degree in mechanical engineering from Polytechnic Institute of NYU and a master of science degree in mechanical engineering from Columbia University. She serves on professional and community boards, including American Express Corp., CASA &#8211; (The National Center on Addiction and Substance Abuse) at Columbia University, FIRST &#8211; (For Inspiration and Recognition of Science and Technology), National Academy Foundation, MIT, the U.S. Olympic Committee and the University of Rochester. Burns was also named by President Barack Obama to help lead the White House national program on STEM (science, technology, engineering and math) in November 2009.</p>
<p><a href="http://www.xerox.com/go/xrx/template/inv_rel_newsroom.jsp?ed_name=Ursula_Burns&amp;app=Newsroom&amp;format=biography&amp;view=ExecutiveBiography" target="_blank">source</a></p>
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		<title>Credit Card Act of 2009</title>
		<link>http://www.theotalks.net/2010/02/credit-card-act-of-2009/</link>
		<comments>http://www.theotalks.net/2010/02/credit-card-act-of-2009/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 11:18:13 +0000</pubDate>
		<dc:creator>theo.johnson</dc:creator>
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		<guid isPermaLink="false">http://www.theotalks.net/?p=1879</guid>
		<description><![CDATA[Today is the day the new rules for banks issuing credit cards to consumers take affect. Since the initial signing of the bill I&#8217;ve had the interest rate for two cards jump to 29.99% and a business card canceled because I didn&#8217;t use it enough. It doesn&#8217;t matter how good your credit score is anymore, [...]]]></description>
			<content:encoded><![CDATA[<p><div id="attachment_195" class="wp-caption alignleft" style="width: 150px"><a href="http://www.theotalks.net/wp-content/uploads/2007/08/money2.jpg" rel="lightbox[1879]"><img class="size-full wp-image-195" title="money_finances" src="http://www.theotalks.net/wp-content/uploads/2007/08/money2.jpg" alt=" " width="140" height="105" /></a><p class="wp-caption-text"> </p></div></p>
<p>Today is the day the new rules for banks issuing credit cards to consumers take affect. Since the initial signing of the bill I&#8217;ve had the interest rate for two cards jump to 29.99% and a business card canceled because I didn&#8217;t use it enough. It doesn&#8217;t matter how good your credit score is anymore, which proves that no matter what their commercial says, your welfare is the last thing on their minds.</p>
<p>I&#8217;m no personal finance coach, so I thought I&#8217;d share an article I read by personal finance columnist Michelle Singletary regarding <a href="http://www.washingtonpost.com/wp-dyn/content/article/2010/02/19/AR2010021905991.html?hpid=topnews" target="_blank">some of the loopholes in the credit card law</a>. There&#8217;s also a <a href="http://www.whitehouse.gov/the_press_office/Fact-Sheet-Reforms-to-Protect-American-Credit-Card-Holders/" target="_blank">fact sheet about the Credit Card Act</a> on the White House Website. The best thing to do and my personal goal is to pay off all the credit cards. But if you&#8217;re not in a position to do it, know the law so they won&#8217;t take advantage of you.</p>
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